Home Equity Advance

An Equity Advance lets you tap into your home’s equity to receive a lump-sum cash payment without taking out a loan. In exchange, you share a portion of your home’s future value with us when you settle. With an Equity Advance there are no monthly payments or interest charges during the 10-year term—just a simple way to access cash today.

Unlike a traditional loan, an Equity Advance doesn’t require monthly payments or accrue interest. Instead of borrowing money you repay over time, you receive cash upfront, and the investor shares in your home’s appreciation (or depreciation) when the term ends or you settle early. It’s a flexible alternative for homeowners seeking funds without ongoing financial strain.

You need sufficient equity in your home—typically at least 40%—to qualify. There are no income requirements, and you don’t need perfect credit. We focus on your home’s value and equity, making this product accessible to a wide range of homeowners.

No, there are no monthly payments or interest charges. You receive the cash upfront, and there’s nothing to pay during the 10-year term. Settlement happens at the end, giving you financial flexibility in the meantime.

Our investments have a 10-year term. During these 10 years, you make no payments. At the end, you settle the investment by selling your home, refinancing, or using other funds to buy out the investor’s share.

You have multiple options:

• Sell your home and use the proceeds to settle the investment.
• Refinance your mortgage to pay off the investor’s share.
• Use other funds (like savings) to buy out the investment. We’ll work with you to find the best solution based on your situation.

No, you remain the full owner of your home. Our investment in your home’s future value, not a transfer of ownership. You continue to live in, maintain, and control your property as you always have.